According to recent NHS data, more than 1 in 10 people wait longer than 18 weeks for non-emergency treatment. Health Insurance offers the chance to reduce or entirely avoid any waiting lists when it comes to diagnostic tests and treatment. This could help identify diseases and illnesses more quickly and, in turn, allow for faster treatment.

Some cutting-edge treatments are considered by the NHS to be too expensive to be cost-efficient and as a result are simply unavailable. Whereas private medical insurance does cover some biological therapies such as Herceptin and Avastin.

Typically with NHS treatment, you are assigned a hospital and appointment time. Private medical insurance provides the luxury of choice. Usually, an individual with health insurance can choose their own appointment time, specialist and hospital, meaning they can suit their own needs and schedule. This means you can plan your treatment around your life and not the other way around.